Emergency Loans, when you need them most.

LightningFastLoans is committed to working with the best lenders to provide you the best possible service. Whether you need help with car payments, medical bills or need emergency funds, you can request a loan anytime from the comfort of your home.

Request a Personal Loan today for up to $5,000!

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Lender Network

Our nation-wide network of lenders is available & ready to fund eligible individuals.

All Credit Considered

Submit a loan request now, regardless of your credit score. Conditions vary by lender.

Upfront Disclosure

No obligation loan request. View terms from the lender before commitment.

What is a Personal Loan?

Personal Loans are non-collateral loans that go up to $5,000. The terms and payback periods are determined by the lender according to the loan amount. With personal loans, you are free to spend it on anything you wish. It gives you the relief you need, for any emergency!

How Much Will The Loan Cost?

The cost of the loan and Annual Percentage Rate (APR) depend on several factors, including state law, credit history and employment history. The APR also depends on the requested loan amount and payoff installment frequency. The loan terms are disclosed during the loan request process when you are directed to the lender's loan agreement. Start your loan request now!

What happens if I'm approved?

Once connected, a lender will reach out to you and discuss the next steps of the funding process. Funding will be deposited into your account within the next business day.

How It Works

LightningFastLoans.com is not a lender and therefore does not make short term loans or credit decisions. We are a loan referral service where we connect consumers with independent third party lenders.

You register online from your home computer or any mobile device. Because the process occurs in real time, it's very fast. If you are connected with a lender you will receive an offer from that lender with the terms and conditions of the loan. If you agree to the terms (and you may decline them), the money could be available for your use as soon as the next business day.

Please note if you are unemployed or on some type of benefits program, you may be less eligible to get connected with a lender.

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Loan Amount $1,000 $2,000 $2,500 $5,000
Interest Rate 24.00% 19.00% 16.00% 13.00%
Loan Term 12 months 24 months 36 months 48 months
Fee 3.00% 5.00% 10.00% 12.00%
Monthly Payment $94.56 $100.82 $87.89 $131.67
APR 29.82% 24.12% 22.93% 18.23%
Total Payments $1,134.72 $2,419.68 $3,164.13 $6,320.12
Total Cost $164.72 $519.68 $914.13 $1,920.12